A major regional Southeastern and Mid Atlantic retail banking institution engaged TWK Group services to provide TS2 credit card portfolio conversion services as they acquired retailed banking outlets. Acquired institutions with credit card portfolios resulted in engagements that TWK Group supported on a regular basis. Over a 3 year period TWK Group converted 7 portfolios and implemented production support services allowing the banks operations staff to have the bandwidth to focus on future acquisitions. During the same period TWK Group performed a processing expense review which netted the bank hard dollar savings equal to all the services paid to TWK Group over the same 3 year period. In the end, our engagement provided real value, resource relief, business plan accomplishment and at no additional cost to the bank. The relationship endures to this day.